Free points. I like the way that sounds. And by joining up with the Rewards Dining Network, you too can earn free points while you dine. This is another little trick I’ve discovered over the years. It basically works like this: You enroll your credit cards in the program (for free,) and when you dine at a participating restaurant and use one of your enrolled credit cards to pay, you get points. Those points can apply to one of 14 reward programs, including Delta, American Airlines and United. Simple, easy. A lot of times, I’ll be eating out and not even realizing I’m earning extra points in the process. Here’s a little tutorial on how it works.

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